For Pre-Medicare Retirees
If you are not yet eligible for Medicare, you can enroll in one of the Edison Pre-Medicare plans shown below. If you enroll in our medical coverage, you and any covered dependents will be automatically enrolled in prescription drug coverage at no additional cost.
If you choose to waive your Edison medical coverage, you may re-enroll in a medical plan if you experience a qualifying life event (e.g., marriage, divorce), or during Annual Enrollment for the following plan year.
| Medical Plan Options — Pre-Medicare | ||
|---|---|---|
| Plan | Prescription Drug Coverage | Availability |
| Aetna Nationwide EPO | Express Scripts | Nationwide |
| Aetna PPO 90/70 | Express Scripts | Nationwide |
| Kaiser Permanente | Kaiser Permanente | In California only |
Aetna
Aetna PPO 90/70
Aetna Plan Identifier: Choice POS II (PPO 90/70)
- Available nationwide
- Pharmacy benefit provided by Express Scripts
About the Aetna PPO 90/70 plan: After you meet an annual deductible, both you and the plan each pay a percentage of your eligible expenses, known as coinsurance. Not all services require you to meet your deductible first, such as in-network preventive care. You can receive care from any provider, but when you use an in-network provider, your out-of-pocket cost will almost always be less.
Aetna Nationwide EPO
Aetna Plan Identifier: Open Access Aetna Select
- Available nationwide
- Pharmacy benefit provided by Express Scripts
About the Aetna Nationwide EPO: The EPO has no annual deductible and most eligible expenses require you to pay a copay. You are not required to select a PCP to coordinate your care. You are responsible for ensuring all of your medical services are received from your EPO’s network of providers.
Kaiser Permanente
Kaiser Permanente
- Available in California only
- Prescriptions dispensed at Kaiser facilities only
About the Kaiser Permanente EPO: The EPO has no annual deductible and most eligible expenses require you to pay a copay. You are required to select a PCP to coordinate your care. All of your medical services are provided at Kaiser facilities.